Frequently
Asked Questions

Firstcard is a credit card built for students, offering a tailored way to build credit, earn cashback, and grow savings.

Firstcard is built with students in mind. But we believe everyone should have access to financial products so it's available to all U.S. residents aged 18 and above. Anyone looking to build or improve their credit score can apply, including international students who may not have an SSN.

To apply, you'll need to be at least 18 years old and provide us with:

1. Your full legal name and date of birth
2. Your U.S. residential address
3. A valid government-issued ID
4. An SSN or ITIN*

_{*If you are an international student and do not have an SSN, you will need to provide your passport information.}

If you requested a physical card be shipped to you, it will usually take 5-10 business days to arrive. Meanwhile, you will immediately have access to a virtual card through the Firstcard App once your account is opened. To make purchases at local merchants, add your card to Apple Wallet or Google Pay.

Absolutely not. When you apply for Firstcard, we do not pull your credit report so there won't be any inquiry at all.